Donna Summer – Love To Love You Baby

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Racist or Prejudice?

Racist or Prejudice?

Is there such thing as a racist, or is it simply a case that people are prejudice?

Today people are quickly labeled Racist without thought. Yet are they really racist or simply prejudice?

A definition from the net of a Racist is “a person who believes in racism,  the doctrine that a certain human race  is superior to any or all others”. My first thought is what is a race? From what I gather race was used to label people from certain places with certain characteristics as if people were say from Africa completely different to those in Europe. By this, I mean being as genetically different as a cat is do a ant. But today we know we are all the same species of animal (Homo Sapiens) so should we still be labeling different races as if we are different? Is this simply now out of date? After all what race are you? If your white and from England chances are you will have all sorts of connections with other countries in your family line. We know that when the Romans came to the UK that the Roman solders were not all white but made up of different people from around the world, and chances are they had rumpy pumpy with the local English.

In recent years we have developed what we refer to as ‘PC’ or political correction. With this we now list what we consider to be ‘good’ words and ‘bad words’. The list updates almost daily. I am not sure who has written the list of words, though one suspects its by well meaning white middle class ladies who have set themselves up to be the law on words.

I often think of the Columbo episode where the professor explains that we should not let the words control us, but we take control of the words. We sometimes now see this, such as the gay community who call themselves queer, thus taking control of a word that was used to insult them. We see this to in Black society were the word ‘Nigger’ is used each other. Thus taking control over an word of insult. Thus should we ban words or take control over them.

But are people Racist or Prejudice?

You may be saying, does it matter, both is wrong.

This is important. I would argue it is far better not to just label someone as a Racist just because they say something that offends you. It simply becomes an insult in itself. In other words you offend me so I call you a Racist as a form of insult. It may make me feel better but in achieves nothing. At most it pushes peoples views underground were they fester and not challenged or discussed.

We also go back to the punt too of a race. For instant if I said something about Muslims is that Racist? But how can a religion be a race, it simply cannot. Thus my comment would be Prejudice.

From my observations Prejudice thoughts appear to come from those who have no contact with certain people or communities. The most extreme was years ago when the hung a monkey as they though it was a French spy. Today this would seem nuts but at one point people presumed that people from other countries could look like anything.

Where people mix with others (say work and home) then Prejudice does not seem to exist as much. For instance those who are non Muslim who work and have friends Muslim see Muslims as no different to anyone else (indeed replace the word Muslim with Jewish, Asian, polish and so on, its simply an example) and everyone gets on.

Where often we see Prejudice is where people are cut off from other communities. For instance there are parts of the UK were its mainly white and people do not work and education is low. These people only knowledge of other peoples is from stories then tell each other and things they may see on the media. For instance if these people read the Daily Mail then they are fed each day that Muslims are bad and polish are taking jobs and homes. Some of these people may never in there lives meet someone who is not white. In such circumstances Prejudice will fester. But labeling them Racist for there views does not help. Far better to try to get people to mix with others and also allow them to openly express there thoughts and views, and calmly discuss things with them. For instance a lot of people think Muslims is a completely different religion to Christens, yet both believe in Adam and eve and Jesus and so on. From what I gather its almost the same religion just a different take on it. And people forget that when they get upset that Muslim cover there hair that Nuns (traditional ones) too, and also Jewish ladies do (some were wigs over there real hair when married from what I gather).

But we now are seeing places mix. One part of Leeds was a white only place years ago and someone told me it was even the BNP base. Today its mixed. In fact its now common place to see mixed families. This is why we should not fear such as the BNP as what support can they get from such areas? How can they sell the idea that the UK should be white only when most families now have mixed families in them. I cannot see anyone voting for a party that is wanting to send members of there family or friends to another country. Its why the BNP did so badly in the elections and I suspect will never do well.

I watched recently a South Park episode were they had a flag of the town. It was an image of a black man being hung and it was then discussed if it was right or wrong. At the end the children ask what is wrong and chef says its showing a black man being hung. The children point out that they never noticed it was a black man and just have seen it as men hanging a man. In other words they had not seen it as a race hate flag. I say this as it reminds me of the ‘Golliwog’.  I use this as an interesting example as all my life the Golliwog was simply a cute logo on jam. I had never seen it as a ‘race’ thing. It was only 2 years ago someone told me that people considered it an insult. Over time things change. I suspect no child today would ever see a Golliwog as anything as a harmless doll. And while it may have had alternative meanings does it mean it should be banned today if it no longer is seen as bad?

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Girl on train to Tunbridge Wells

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Joan tweets in fury at Theresa May over Heathrow hold-up

Joan tweets in fury at Theresa May over Heathrow hold-up [LINK].

What I want to know is why Joan Collins even queuing with the common scum. Surly she should be a VIP and seen instantly.

Joan Collins should be treat far better than this. They should have armed police get her through quick and shoot any vulgar nasty working class types that dare to look at her.

Sort this out chaps.

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London Olympics 2012: Royal Mail warns of Olympics post delays

In the latest London 2012 farce the Royal Mail warns of Olympics post delays [LINK].

So now the Olympics is going to mess businesses about by delivering mail.

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Donna Summer dies

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Would Rent Caps help?

Would Rent Caps help?

Would it not help the UK economy to have local Rent Caps? Its beloved that Rent control exists in approximately 40 countries around the world. I believe its even used in the USA too.

At the moment rent is high in the UK and often people work to pay the rent and have not much cash left over. Its high because demand is high for places to rent. Its also high as many bought houses at high costs to rent them out.

By putting a cap the result would mean people paying far less and thus having more cash, the result is people would spend and the economy improves.

The other benefit I would suggest is that we no longer have a property boom as people who bought property to rent would know that they could not charge what they wanted for rent, thus the price of property would be unlikely to shoot up.

But the downside to begin with would probably mean property would drop a lot in value. For instance landlords may find that they are having to pay out more in there mortgage payments than they are getting in rent and may be forced to sell. As rent property will not be as profitable then it will keep the house prices down. But… And this is the big but. It is probable that house prices will drop possibly by 50% or more anyway in the next few years so this could be an ideal time to implement this system anyway.

Today many who work simply have not much or any cash at the end of the month. In fact those who have not and do not work are much better off. In fact it does not make sense to work. Once you pay your rent, travel, heating, food, many people have little cash at the end (those who work) and we now see lots and lots of firms offering short term loans. Even the local council tries stealing cash (and I do consider it stealing) from people by fining them for speeding (say 33 in a 30 zone) or parking and so on.

In truth I suspect governments can do very little to get a country out of hard times. There is very little it can do to improve employment. Sure it can make up pointless jobs like Labour did, but these are artificial and simply cost a fortune to do. Also these artificial jobs often make problems and make systems inefficient. For instance I find that when you deal with tax your dealing with lots of offices all over the UK, and none appear to have a clue what the others are doing, and every communication takes weeks. Its the same for many UK agencies, they all seem to have thousands of staff, and everything takes ages to do anything, and often mistakes are made. Getting rid of most of these people is not just about saving money, its about making things run better.

To me there is only really two things the UK government can do to improve things. (1) Set up rent caps as I have stated. And (2) make employment easer for firms and drop the pointless minimum wage.

Yes I have said it, I find the minimum wage pointless.

Why?

Well market forces set wages not governments. No one forces people to work for low wages. Firms that offer low wages will probably not do well. Before the min wage started I worked for a soil testing firm in Leeds. They paid very low wages, but all we did was phone in sick and mess about. I went to university and quit. Many people would leave. So by paying not much it cost the firm more to train people every few weeks. But as people were in work it made it easer for them to get jobs with firms who paid a decent wage.

Now for those who still believe the min wage is a good idea, let me ask you this. Why not set it to £20 per hour or £200 per hour or even £10,000 per hour. The answer is simple, it would not work. But that’s the point you cannot say what amount should work as there is no real answer.

Has it helped anyone? Well supermarkets seem now to have less staff and have automated it so you no longer have people working on the cash tills. So it would seem that all its done is create fewer jobs, and those who work, now have to work harder. I suspect its also made some items more expensive. Food in supermarkets has increased (though this could be down to other factors too), so now the poor seem to have less cash than they did. Many people no will not take jobs as they do not want to work for the min wage. So I do not see how its really helped anyone.

But think this way too. If I wanted to set up a business and wish to employ my graduate friends who may not be working. I may have said lets set up a business but as I cannot get a bank loan and have no real funds it may mean working for a token sum of a £1 a week. But after a few months we may get some clients and I can afford to pay everyone a good wage. I could not do that even though my friends would be happy to do so. So rather than set up a business we would have to stay on unemployment benefit.

I know many graduates who would be happy to work for next to nothing for a firm, knowing that in time it would lead to a well paid job, but the firms are saying at the moment they could not pay even min wage. Many firms are going bust as they in these times cannot afford to pay staff.

Some people are just shutting there business down as they just no longer can be bothered. And can you blame them?

When they introduced the min wage I said at the time that as soon as things go bad it will make problems. At the time they brought it in the economy was doing well and paying the min wage for most firms was no big deal. Many simply just cut a few staff and made others work harder to cover the costs.

Before I forget I would also suggest dropping all VAT from food. It seems wrong to charge tax on something people have no option to buy. Food is a necessity, not a luxury. Also I would have thought that it may even make the government more cash in tax. By this I mean that if food is cheaper in supermarkets (having no VAT on food) people may buy more and so the government would make more from the increased profits from the supermarkets. Just a thought.

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My New Car Tax Disc

My New Car Tax Disc

Today my car tax bill came:

£121 for 6 months or £220 for 12 months.

Last year it was about £103 for 6 months.

I am rather annoyed.

The roads are full of holes. I had to do an emergency stop the other day and drive around one hole.

The result will be that many people will simply not be able to afford to pay the road tax and as such will not bother with MOT or insurance. In other words by putting up the tax, it is likely that the government will in fact get less cash. It also means that there will be more cars on the road that are not road safe or have insurance. The result will probably mean car insurance then goes up – and when it does even less people will be able to pay it.

This is the logic of low tax, in that people have more cash to spend and thus go out and spend. The result is that shops (and so on) make more profit and thus pay more tax and employ more staff, thus employment is low and your not paying so much out in benefits.

Today we now have people who work and have nothing at the end due to the huge bills and are far worse off than those who do not work. Carole Malone [LINK] does have a point that those who live very well on benefits will be resented more and more by those who work and have nothing. In deed as things get worse (mortgage payments will increase and house prices drop, with many loosing there homes) those on benefits will be the targets of hate. The media has been targeting such people for a few years now with the BBC and daily mail posting stories about people claiming disability while being fine.

To be honest if they were legal to use on UK roads I would not have a car but just but a petrel or electric scooter (the type you stand on not a disability one). They would be perfect, cheap and quick. One thing that may be an option is an electric bike, as they are legal and if the battery dies you just pedal. But to be honest I have not seen one I like.

As for the bus or train. Sod that. Last time I looked it was about £5 to use a bus for a day. I can go 60 miles in my car for £5. In fact I can put £5 in my car and it will last me all week. As for the train its £100 or so from Leeds to London. Well I can hire an expensive car and fuel it for the day and its still cheaper, plus if there is a few of you its much easer to hire a car.

Last year my car was in for an MOT and I had to go from my home to Morley. This was two busses, then as no bus went to were I needed to go it was a 45 min walk (in the ran). Then on my way home I found no busses ran at night so I had to get a taxi home.

A few years ago I went to Manchester on the train. I came back and stopped to see a friend (Robert) who I had not seen for years. I left his home and found the trains were on strike. I was 40 or so miles from home, and it was raining, and I had no idea where I was. I had to phone someone to pick me up.

I really do not understand why people use public transport, surly its cheaper and easer to just drive, or even just cycle.

To be honest I am fed up of just paying tax on this tax for that, fine for this fine for that.

By the way (I keep saying this) if you have a house your bought (say in the last ten years when prices were high) you may want to think about selling it. House prices I suspect will drop, and drop a lot. Its probably better to make a small loss now than end up in a few years paying a huge mortgage on a house that’s worth nothing. My mate (who works for a bank) says people even now are just walking away as they are paying almost twice what the house is worth.

To finish off, this story will cheer you up. In Manchester they have a system were when a bus goes down a bus lane some bollards drop, then shoot up when the bus passes. Basically they smash your car up. Well you would think the police would know about them. Well these two did not [LINK] and smashed up a police BMW. What will be interesting is will they be prosecuted, as the council say they prosecute people who do this. Lets face it, you or me would probably prosecuted, but I think we all know these two will not be (but I may be wrong). Anyway enjoy the pics.

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Payment Protection Claims (PPI thing)

Payment Protection Claims (PPI thing)

A lot of firms are trying to get you to pay them money for getting your PPI payments back.

Often they may even phone you saying our records show you got a loan out. Well think about it, probably most people you know have had a  loan or credit card, so I suspect they do not have your credit information.

Now let me make this clear. Banks are now paying the money back. The government (or whatever body it is) has told banks to do this. Also I believe they have to do the bulk over the next two years.

So I personally would not pay a firm anything that will happen for free.

My friend works for a bank and they are this week training staff to look through all files to look at who to re-pay. So you may find you get a check without ever contacted a bank. You may not even know your are entitled to a refund.

My advice is make a list of all credit cards and loans of any sort you have ever had. If possible see if you can find your statements to see if it says you were paying ppi.

Even if you made a claim on payment protection, it does not mean you were not mis-sold it. You may still be entitled to a refund (probably minus any payments that have been made on your claim).

It may be worth contacting these people you took loans from to ask for your money, but from what I gather they will be looking at everyone’s files anyway. But probably a good idea to get advice on this. I certainly would think about contacting them if you feel you have a possibility of a claim and not heard anything for two years (as in say 2014).

But think twice before you let these firms take your case. They (from what I gather) will charge you a fee. Its why so many firms are doing this.

There are some good links about this too on the net, such as this LINK.

From what I gather many people had PPI added without knowing, by someone simply clicking a box as they applied, as they got commission for doing so.

My friend has told me the bank is planning to send payments with a note saying that they take no responsibility for the mis-selling. Its a bit of a cheek as if they are not responsible, who is. It had gone on for years, so surly someone in the bank knew what was going on.

But please warn people before they agree to these firms.

I have had two calls a day on my mobile from firms. They know my name and its a new phone so I presume my mobile phone firms is selling my details, which I am not at all happy about. In fact my advice is when you next buy a phone, ask them if your details will be sold and ask if its in the contract, as you do not want your details sold on.

 

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Extra payments for the Olympics????

Extra payments for the Olympics????

Why?

Its a disgrace that the unions are blackmailing the country [LINK] by threatening strikes when the Olympics are on.

I cannot understand why these unions are not thrown into prison for blackmail. I thought blackmail was a crime.

The Olympics becomes a farce more and more each day.

Looks like they cannot sell the tickets with many events unsold. But then again who is going to pay £30 or more (I believe some tickets go well over £4000). I cannot see why anyone would say buy a ticket for £30 say from Leeds. Then spend another £100 or so on a train ticket. Then struggle to get to the sport when it would appear the transport system will be clogged.

Now they are asking people to walk or not go to work as they know things will be so bad.

People are being thrown out of there homes so landlords can make a quick buck from renting houses for a fortune.

I have suggested to a few people in Leeds to rent there flats for £300 or so a week, as it will probably be cheaper for people to rent those than go to London. Plus its only an hour on the train. In fact if you want to make a few pounds, rent your house or just a room out.

Than said who are these people they expect to come to the UK to watch the Olympics? I cannot see anyone thinking lets go to cold wet London and pay over the odds for accommodation, after standing 10 hours waiting to get through customs.

By the way I am disgusted that the Olympics have a clear sexist policy. Apparently some events are female only such as Synchronized swimming. Its disgusting that UK  Olympics is promoting a sexist policy. I personally would urge everyone to boycott the Olympics unless they reverse this policy. What sort of message does that tell the world? It says that England has no believe in equal rights. I was shocked when I found this out.

What a mess the Olympics is.

Thank goodness that I do not live in London.

At least such as Sebastian Coe have a jolly good time from it.

By the way can someone explain why bus drivers and in fact anyone in transport will have extra work? The government is telling people not to use public transport [LINK], so surly there may even be less work. If it was me, I would pull all those drivers into my office and give them all P45′s and hire new drivers as there are lots of people seeking work. I would have more sympathy if they were honest and just said that they are greedy gits and want to sponge a bit of extra cash as everyone is trying to sponge as much as they can out of the Olympics. It reminds me of the Tony Hancock – Americans Hit Town [YouTube] were the Americans come to the UK and everyone starts charging vast amounts of rent.

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